Sri Vijaya Puram, Dec. 19: The Pradhan Mantri Fasal Bima Yojana (PMFBY), a flagship scheme of the Government of India, is being implemented in the Andaman & Nicobar Islands since 2016 to provide insurance coverage to farmers against crop losses due to natural calamities and unforeseen events.
PMFBY has been notified for implementation across the Andaman & Nicobar Islands for the Rabi 2025–26 season. Pulses and Vegetable crops have been notified for insurance coverage. One cluster comprising South Andaman, North & Middle Andaman, and Nicobar (Campbell Bay area only) has been formed for implementation, with an indemnity level of 80% for all notified crops.
For the Rabi 2025–26 season, the scale of finance under the Pradhan Mantri Fasal Bima Yojana (PMFBY) has been fixed at Rs.59,433 per hectare for Pulses, including Green Gram and Black Gram. For Vegetable crops, the scale of finance has been notified as Rs. 1,88,468 per hectare for Tomato, Rs.1,66,404 per hectare for Bhindi, Rs.1,24,419 per hectare for Lobia, Rs.1,72,742 per hectare for Brinjal, Rs.2,46,047 per hectare for Cauliflower, and Rs.1,47,825 per hectare for Watermelon. The sum insured for each crop shall be calculated by multiplying the applicable scale of finance with the area insured under the scheme.
In a major relief to farmers, 100% premium subsidy will be provided during Rabi 2025–26, making PMFBY completely free for both loanee and non-loanee farmers. The scheme covers losses from prevented sowing, sowing to harvest risks, post-harvest losses, localized calamities, and mid-season adversity.
All farmers, including sharecroppers and tenant farmers, growing notified crops in notified areas are eligible. The cut-off date for enrollment is 15.01.2026. Farmers may enroll through banks or self-register on the National Crop Insurance Portal (pmfby.gov.in).
Crop loss must be intimated within 72 hours to the implementing agency Kshema General Insurance Limited, the concerned bank, or the Agriculture Department. For assistance, farmers may contact the Kisan Call Centre: 243434 / 18003451145.