Sri Vijaya Puram, June 23: Bajaj Allianz General Insurance, one of India’s leading private general insurers, has introduced ‘AapKe Liye’—a pioneering health insurance product meticulously designed to meet the specific healthcare needs of the residents of Andaman & Nicobar. More than just a health plan, AapKe Liye is a commitment to the people of Andaman & Nicobar, ensuring access to quality healthcare with coverage tailored to the state’s unique medical landscape. Understanding that healthcare challenges, costs, and treatment availability vary across regions, Bajaj Allianz has developed AapKe Liye to offer personalised coverage rather than a generic, one-size-fits-all solution. This plan is crafted for the people of Andaman & Nicobar, keeping in mind hospital infrastructure and affordability, ensuring that residents get the protection they need.
Designed with affordability and accessibility in mind, AapKe Liye offers extensive coverage with premiums customised specifically for the people of Andaman & Nicobar. The policy is available in both individual and floater variants, making it an ideal solution for individuals and families alike. With flexible sum insured options ranging from INR 5 lakh to INR 20 lakh, AapKe Liye ensures that everyone—from young professionals to elderly citizens—can find a coverage option suited to their unique healthcare needs.
The AapKe Liye health insurance plan offers extensive coverage, including inpatient hospitalisation, pre- and post-hospitalisation expenses, and day care procedures. It also covers advanced treatments such as robotic surgeries and stem cell therapy, ensuring policyholders receive access to modern medical care. The policy includes organ donor expenses as part of the base cover, alleviating the financial burden associated with life-saving transplants. With a lifetime renewal option, AapKe Liye guarantees continuous coverage without age restrictions, providing long-term security for individuals and families.
To further enhance protection, the plan offers a variety of optional add-ons. The Unlimited Sum Insured Reinstatement feature allows policyholders to restore their sum insured unlimited times within a policy period after making a claim, ensuring extra security and uninterrupted financial support during medical emergencies. That is not it, the Super Cumulative Bonus rewards customers with up to 200% sum insured for claim-free years, enhancing coverage year after year.
For those opting for cashless claims, the Cashless Discount reduces premiums, making the policy even more cost-effective. Additionally, the Accidental Death Cover provides financial security to families in the unfortunate event of a policyholder’s accidental demise. Together, these features make AapKe Liye a truly comprehensive and customizable health insurance solution designed to meet the unique needs of residents in Andaman & Nicobar.
Speaking on the launch, Dr. Tapan Singhel, MD & CEO, Bajaj Allianz General Insurance, said, “India’s diversity is its greatest strength, and healthcare needs are no exception. With AapKe Liye—Insurance made for you—we are redefining health insurance by tailoring it to each state’s unique medical ecosystem. From treatment costs to disease patterns, healthcare challenges vary across regions, and insurance must evolve to reflect this reality. By offering affordable, feature-rich coverage designed for every Indian, we are making health financial security accessible, relevant, and truly personal. We believe that healthcare security should not be a privilege but a right for every Indian, and AapKe Liye is a step towards making that a reality.”
To make AapKe Liye even more accessible, Bajaj Allianz offers special discounts for family coverage, loyalty benefits, and direct online purchases. The policy also promotes a healthier lifestyle by offering a wellness discount at renewal. To qualify for a 5% discount, you need to achieve 7,500 steps daily for at least 24 days each month over a minimum of 9 months. If you raise your daily goal to 10,000 steps, you will be eligible for a 10% discount. This product goes beyond the basics with an innovative cover called Festive Bonus. In the event of emergency hospitalization due to acute illness or accidental injury during a festival week in Andaman & Nicobar, policyholders receive an additional INR 1,000 per day of hospitalization, up to 10 days in a policy year.
Customers can easily purchase AapKe Liye through Bajaj Allianz General Insurance’s extensive network of branches, partner banks, agents, and digital platforms. It is also available online at www.bajajallianz.com and via the Bajaj Allianz ‘Caringly Yours’ mobile app. With the launch of Aapke Liye in Andaman & Nicobar, Bajaj Allianz is setting a new benchmark for health insurance in the region by making it personal, meaningful, and truly beneficial for the people it serves. By focusing on affordability, state-specific pricing, and comprehensive protection, Bajaj Allianz ensures that everyone in the country has the opportunity to secure the best healthcare coverage without financial strain.